Not Just for Businesses Anymore–Cyber Insurance for Individuals in Canada

Protect Your Digital Life with Cyber Insurance for Individuals in Canada

In today’s tech-driven world, cyber threats are no longer limited to businesses. Every time you bank online, shop from your smartphone, or connect a smart speaker to your Wi-Fi, you’re opening a door to potential digital risk. We understand that cybercrime has entered the home—and that’s why we now offer cyber insurance for individuals in Canada. Designed to protect everyday people from identity theft, ransomware attacks, and data breaches, this modern coverage is essential in an increasingly connected world.

Key Takeaways:

• Cyber insurance for individuals in Canada covers you and your household from digital risks like online fraud, identity theft, and device hacking.
• WVI’s plans are affordable and customizable, and offer peace of mind in a growing threat landscape.
• WVI can tailor a policy to suit your individual risk level and household setup.

The Modern Household is a Target

Whether you’re checking emails on your phone, asking Alexa for the weather, or uploading vacation photos to the cloud, your digital footprint grows—and so does your exposure to cybercrime.

According to Statistics Canada, 70% of Canadians experienced a cybersecurity incident in 2022, a significant increase from 58% in 2020. The most commonly reported issues included unsolicited spam (60%) and fraudulent online content (40%)—highlighting just how widespread digital threats have become for everyday internet users.

We are increasingly targeted by phishing scams, ransomware, and malicious apps that can compromise everything from our bank accounts to our families’ privacy. Many don’t realize that traditional insurance policies rarely cover these digital threats.

Real-World Examples of Cyber Risk at Home

Phishing Gone Wrong

A retiree in Kamloops received what looked like a routine email from her bank. After entering her credentials, she unknowingly gave hackers access to her accounts—and lost $4,200 in 48 hours.

Ransomware via Game Download

A teenager in Trail downloaded a popular game mod that infected the family computer. The attackers encrypted years of photos and documents and demanded $1,000 in cryptocurrency to unlock them.

Smart Device Breach

A Vancouver family’s baby monitor was hacked because they hadn’t updated their Wi-Fi router. Hackers watched and listened for days before they noticed.

These stories highlight the growing need for personalized protection. That’s where cyber insurance for individuals in Canada becomes critical.

What Is Cyber Insurance for Individuals in Canada?

Cyber insurance for individuals in Canada is a specialized insurance product that safeguards you and your household against cyber risks that traditional home insurance doesn’t cover. This includes direct financial losses, identity restoration, data recovery, and more.

What Does WVI’s Policy Cover?

Our comprehensive personal cyber insurance offers peace of mind for everyday digital activities:

Standard Coverage May Include:

• Cyberattacks & Malware: Recover and repair compromised devices
• Ransomware Protection: Coverage for ransom payments and IT support
• Fraud & Financial Losses: Compensation for online scams, phishing, and e-theft
• Identity Theft Recovery: Credit monitoring, legal support, and restoration services
• Connected Devices: Smart TVs, thermostats, appliances, and baby monitors
• Cyberbullying Support: Optional coverage for legal and mental health services

Cost and Coverage Options

No two digital lives are the same. Whether you’re a remote worker, a parent, or a retiree who banks online, cyber insurance for individuals in Canada gives you protection that matches your digital lifestyle. Get in touch for digital protection – WVI offers flexible policy options with affordable premiums.

Why It’s More Important Than Ever

The rise of connected devices means every Canadian household is now a potential target. Children are vulnerable to cyberbullying and malicious downloads. Seniors are frequently targeted by social engineering scams. And remote workers face higher risk with home networks often less secure than business-grade systems.

A single breach can cost thousands, not just financially—but emotionally, too. Insurance can’t prevent the threat—but it can offer a critical safety net when something goes wrong.

Common Questions About Cyber Insurance for Individuals in Canada

Q: What’s the difference between home coverage and individual cyber insurance?
A: Home policies may include very limited cyber protection. WVI’s policy offers extensive, dedicated protection for digital risks.

Q: Who needs cyber insurance for individuals in Canada?
A: Anyone who uses the internet—whether for work, shopping, banking, or smart devices. If you store personal info online, you’re at risk.

Q: Can my entire family be covered?
A: Yes. Our policies are designed to cover households and can include coverage for minors, retirees, and remote workers.

Q: Can I bundle cyber insurance with my other policies?
A: Absolutely! Speak with your WVI broker about bundling discounts with home or tenant insurance.

Why Choose WVI?

At Working Ventures Insurance Solutions, we believe your digital safety matters as much as your physical security. We’ve helped British Columbians protect their homes, vehicles, and businesses for over 25 years. Now, we’re proud to help you secure your digital world with cyber insurance for individuals in Canada.

What sets us apart:

• Unionized (Kelowna branch), knowledgeable brokers who work for YOU
• Personalized service across BC—via phone, email, or in-person
• Affordable, forward-thinking policies that grow with your lifestyle

Take Control of Your Online Safety

Whether you’ve experienced a digital attack or want to proactively defend your household, WVI’s cyber insurance for individuals in Canada is a smart step forward. Affordable, reliable, and tailored to the threats real Canadians face, our coverage gives you peace of mind in an increasingly online world.

Protect your digital footprint with WVI. We’ve got your back—on the ground and online.

CONTACT US TODAY to get started.