Commercial Property and Home Office Insurance
We have been serving the Kelowna Valley and British Columbians for over 60 years. Contact us for complete business insurance coverage, commercial property insurance, and more. We are here to help you find the best insurance policy for your specific situation.
Home-Based Businesses
Home-based business is one of the fastest-growing markets today – it’s where your business heart is! Whether you are a freelancer, consultant, or entrepreneur running your business from the comfort of your home, your work deserves the same level of protection as any brick-and-mortar operation. And residential policies do not provide coverage for businesses operating from home. Our Home-Based Business Insurance extensions for eligible business classifications bridge the gap between your residential policy and the needs of your small, commercial business. From protecting your business equipment and inventory to providing liability coverage for client visits, our comprehensive policies ensure your business is secure. With our Home-Based Business Insurance, you can pursue your entrepreneurial dreams with peace of mind, knowing that we’ve got your home office and your business protected every step.
Course of Construction
Every construction project is a monumental effort where your vision is brought to life brick by brick. From large commercial building projects to homes built on “spec” to your primary residence to a vacation cottage, construction insurance is available to you. Ensure you are covered and begin your course of construction policy before the foundation is poured. We have comprehensive coverage available to provide you with peace of mind. Whether it’s damage from unforeseen events like fires, theft, or weather, our tailored policies ensure that your project remains on track, financially secure, and protected against potential setbacks. With our Course of Construction Insurance, you can build confidently, knowing that every aspect of your project is safeguarded from start to finish. Let us handle the risks so you can focus on creating something extraordinary.
Commercial Property & Liability
Your business is more than just a place of work—it’s a vital asset that supports your dreams and ambitions. Our Commercial Property and Liability Insurance offers comprehensive protection that covers your physical assets and the potential risks of operating a business. From safeguarding your building, equipment, and inventory against damage or loss to providing liability coverage that protects you from legal claims, we represent several large, reputable commercial insurers who can place coverage on various commercial exposures. Whether you face property damage from a natural disaster or a liability issue from an unexpected incident, we ensure you’re covered from every angle. Your commercial risk is safe with our experienced team of commercial insurance producers.
Contractor Insurance
We understand that as a contractor, your work is not just a job—it’s your livelihood. Every project you undertake carries unique risks; the last thing you need is to worry about unexpected setbacks. Our Contractor Insurance is designed specifically for professionals like you, offering comprehensive coverage that protects your business from the ground up. Whether safeguarding your tools, covering liability, or ensuring your team is protected, we provide the peace of mind that allows you to focus on what you do best—building, creating, and delivering quality work to your clients. Let us handle the risks so you can concentrate on success.
General Liability Insurance
Running a business means juggling countless responsibilities. One of the most critical is protecting your company from the unexpected. Our General Liability Insurance offers a robust shield against potential risks, covering everything from property damage to personal injury claims that could arise during your operations. Are you a small startup? Perhaps you’re already an established enterprise? Regardless, our tailored policies safeguard you against the financial impact of unforeseen incidents. With us by your side, you can confidently navigate the challenges of business ownership, knowing that we’ve got you covered where it matters most. Let us take care of the risks so you can focus on growing your business with peace of mind.
Errors and Omissions Insurance
Even the most diligent professionals can make mistakes, and in today’s fast-paced business world, those errors can have significant consequences. Our Errors and Omissions Insurance is a vital safeguard for your business, providing essential protection against claims of negligence, errors, or omissions in your services. Whether you’re a consultant, contractor, or any other service provider, our tailored E&O policies protect your business from costly legal battles and potential reputational damage. With our expertise at your back, you can deliver your services with confidence, knowing that we’ve got you covered if something goes wrong. Focus on delivering excellence—we’ll take care of the rest.
Professional Liability Insurance
As a professional, your reputation and expertise are the cornerstones of your career. However, in today’s litigious environment, even the most skilled professionals can face legal challenges over their services. Our Professional Liability Insurance is designed to protect you against the unique risks that come with your line of work, covering claims of negligence, misrepresentation, or errors that could jeopardize your livelihood. Our customized policies provide the security you need to focus on delivering exceptional service to your clients. With our Professional Liability Insurance, you can confidently navigate your professional journey, knowing that we’ve protected you against the unexpected.
