A breakdown of contractors insurance and liability policy insurance. Contractors insurance in BC usually means three things stacked together: commercial general liability (CGL) for third-party injury and property damage, coverage for the tools and equipment in your truck, and — the moment you bring on help — proof of WorkSafeBC coverage for anyone under you. […]
A house fire can be devastating. Even if you, your family and your pets manage to escape unharmed, the loss of precious mementos and possibly even your home itself can feel overwhelming. Any one of us could be the victim of a fire. Would you know what to do if you experienced a fire? Piecing […]
Business income insurance, also known as business interruption insurance, is a type of coverage that replaces lost business revenue due to a covered loss, or “peril.” The cause of the loss must be covered by your commercial property insurance, since these policies are either added to property coverage or included in a business owners policy. […]
Running a daycare centre is a deeply rewarding but demanding responsibility. Parents place their trust in you, expecting you to care for their children and keep them safe. But accidents can happen, which is why daycare centre insurance is critical. This specialized coverage protects your daycare from financial loss due to accidents, allegations and other […]
Buying a condominium can be a great alternative to buying a home. Typically, Condo’s have fewer obligations regarding repairs and maintenance of the condo and the grounds as the Strata takes care of this for the entire complex. But every situation is unique, and you should be aware of what you are agreeing to before […]