Your Local Auto Insurance Experts in Trail BC
Protect What Moves You. Personalized Auto Insurance for British Columbia Drivers.
At Working Ventures Insurance Solutions (WVI) in Trail, BC, we understand the importance of feeling safe on the road. Whether you’re commuting through the Kootenays or heading out for a scenic drive, car insurance is your financial safety net when the unexpected happens.
Each year, thousands of vehicle crashes across British Columbia result in injury or even loss of life. With the right auto insurance coverage, you can drive with peace of mind knowing your vehicle—and your loved ones—are protected.
ICBC Autoplan Insurance Services – Now Available by Email
Good news! You can now complete many of your ICBC transactions through email:
- Renew your ICBC insurance
- Make policy changes or cancellations
- Order temporary operating permits
- Get questions answered—quickly and efficiently
Renew Your Insurance Directly with ICBC
Please note:
- Monthly payment plans may be available for 6- or 12-month term renewals.
- New plate registrations still require an in-person visit to our accredited Autoplan office in Trail.
- For joint ownership vehicles, both owners must be present to reduce coverage.
Private Auto Insurance in BC – Extended Protection & Savings
Did you know you can save money by supplementing your basic ICBC insurance with private auto coverage?
British Columbia requires all drivers to carry minimum $200,000 third-party liability under ICBC. But you can upgrade your protection—and lower your premium—by adding:
- Extended third-party liability
- Collision coverage
- Comprehensive protection (theft, vandalism, fire, etc.)
- Flexible deductibles and enhancements
At WVI Trail, we partner with top-rated private insurers to give qualified drivers more choice and better value. Speak with one of our brokers today to see how private car insurance can benefit you.
Motorcycle Insurance – Year-Round Protection
Motorcycle riders face unique risks on BC’s roads. That’s why basic ICBC liability often isn’t enough. Our motorcycle insurance solutions go beyond the minimum to protect your:
- Bike (with agreed value coverage)
- Riding gear (replacement cost up to policy limits)
- Trailer (if applicable)
- Legal liability in the event of an accident
Premiums are based on your experience, the value of your motorcycle, and optional extras. Let WVI Trail help you ride with confidence and coverage that counts.
Snowmobile and ATV Insurance – Coverage for the Backcountry
If you love BC’s wilderness, your snowmobile or ATV deserves coverage that’s as adventurous as you are. Whether you’re tearing up a winter trail or cruising private land, third-party liability insurance is mandatory on forest service roads—and always a smart move elsewhere.
At WVI Trail, we offer:
- Comprehensive ATV & snowmobile insurance
- Own damage protection
- Discounts for safe drivers and recognized club members
Ask us how to protect your recreational vehicle and your financial future from the risks of off-road travel.
Auto insurance Q & A
Q: Can I renew my ICBC insurance online or by email?
A: Yes! You can renew, cancel, or update your ICBC policy by email through our Trail office. For new license plate registrations, please visit us in person.
Q: Do I need to visit the office for changes to a jointly owned vehicle?
A: Yes, any reduction in coverage on a jointly owned vehicle requires both owners to be present and sign in person.
Q: What’s the benefit of private auto insurance in BC?
A: Private auto insurance offers extended coverage beyond ICBC’s basic requirements, with more flexible options and potential savings for qualified drivers.
Q: Does WVI Trail insure motorcycles, ATVs, and snowmobiles?
A: Absolutely! We provide year-round coverage for motorcycles and specialty insurance for ATVs and snowmobiles—including liability, collision, and theft protection.
Q: Can union members get a discount?
A: Yes. WVI offers exclusive group discounts for union members and retirees. Ask us how to qualify.